Don’t Let ‘Fear of Missing Out’ Derail Your Investment Strategy
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Fri, 02/02/2018 - 11:46
FOMO is one of the biggest emotional traps in investing. The tendency to concentrate on investments that have recently appreciated and abandon those that have recently declined in value is all too human.
Buy or Lease: 3 Questions to Ask
Posted by Gary S. Williams CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Mon, 01/22/2018 - 16:08
The decision to get a new vehicle is sometimes made for you such as when your old car breaks down and the repairs are too costly to justify. On the other hand, sometimes, purchasing a new car is an impulsive decision after seeing a multi-million-dollar advertising campaign on television and getting that “must have” urge. And sometimes it is in between; you have had your car for ten years and you deserve a new car with the latest technology and safety features. In either case, while the new vehicle buying process is typically exciting and fun, it may also be stressful as you figure out how to pay for your new and shiny ride.
The Basics You Need to Know about Bitcoin
Posted by G. Thomas Watson, CFA, CFP® and Brian McKinney, Associate Financial Planner on Thu, 12/14/2017 - 09:05
If you have recently heard about bitcoin and are curious to know more about it, you aren't alone. Find out answers to questions like:
3. Why are so many people interested in bitcoin?
Long Term Care: A Curveball in Retirement
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Mon, 11/27/2017 - 16:50
Originally published in Baltimore Business Journal on November 10, 2017
Playing with grandkids, travelling, sitting back “without a care in the world” or volunteering for a local charitable organization. These are just a few ways to visualize your retirement years. Nobody wants to think about anything less than the ideal, healthy, fulfilling retirement years.
4 Things to Know: Your Old 401(k) when Changing Jobs
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Tue, 11/14/2017 - 15:46
Originally published in Baltimore Business Journal on March 10, 2017
New Job? What do you do with your old employer-sponsored 401(k) retirement plan? Explore four options available to you during an employment transition.
Equifax Data Breach: 3 Methods to Protect Yourself from Identity Fraud
Posted by G. Thomas Watson, CFA and Brian McKinney, Associate Financial Planner on Fri, 10/20/2017 - 13:49
In a world that is getting more and more digital by the day, protecting our sensitive information is more important than ever. The recent breach of Equifax’s massive database has everyone questioning the best course of action to protect themselves from being a victim of identity fraud. Read three methods to protect yourself from identity fraud.
Rags to Riches to Broke: Why Professional Athletes Struggle with Money
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Tue, 09/26/2017 - 14:07
A headline we hear of all too often…It seems as though every year we hear about another professional athlete that files for bankruptcy. It is unfathomable to think a person who earns tens of millions of dollars a year can file for bankruptcy. What causes an athlete from making more money than most people do in a lifetime down the path of “going broke.”
The 3 Best Ways to Save for your Child’s College Education Expenses
Posted by Gary S. Williams, CFP® and Nicholas A. Ibello, CFP® on Tue, 08/29/2017 - 17:32
With the cost of college education rising year-after-year, it is no surprise saving for a child’s college education is top-of-mind for most parents. While it is prudent to start putting money aside for college as early as possible, the question becomes, “Where is the best place to save for this?”
Keeping your Beneficiaries Up-to-Date
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Thu, 07/27/2017 - 17:59
Life moves fast, and as the days go by in a blur, updating, or even designating, your beneficiaries can fall to the bottom of your proverbial “to-do” list. With events such as divorce, marriage, or even the birth of a child/grandchild, many things can occur in life that can prompt the need to update beneficiaries.
Getting the Most out of your Property & Casualty Insurance
Posted by Gary S. Williams, CFP®, CRPC®, AIF® and Nicholas A. Ibello, CFP®, AIF® on Fri, 07/14/2017 - 09:21
Originally published in Baltimore Business Journal on Jun 29, 2017
When you sit back and think about the most common types of insurance to protect your financial life, the first few that may come to mind are likely health, life and disability insurance. Rightfully so, since if you are reading this blog, protecting our health, income and family are likely at the top of your priority list. But what about protecting our possessions and financial assets?