Blog

    Keeping your Beneficiaries Up-to-Date

    Life moves fast, and as the days go by in a blur, updating, or even designating, your beneficiaries can fall to the bottom of your proverbial “to-do” list. With events such as divorce, marriage, or even the birth of a child/grandchild, many things can occur in life that can prompt the need to update beneficiaries.

    Getting the Most out of your Property & Casualty Insurance

    Originally published in Baltimore Business Journal on Jun 29, 2017

    When you sit back and think about the most common types of insurance to protect your financial life, the first few that may come to mind are likely health, life and disability insurance. Rightfully so, since if you are reading this blog, protecting our health, income and family are likely at the top of your priority list. But what about protecting our possessions and financial assets?

    What Does Financial Planning Really Mean?

    There are many terms used to describe the services of a financial advisor.  Some of these include wealth management, financial planning, and investment management.

    Chasing Returns - The Biggest Mistake Investors Make

    For anyone who has either played or watched a game of baseball, hitting that big home run is exciting. This can be compared to investing all your money into an investment that tracks the S&P 500 Index and having a year like 2013 when your portfolio was up over 32%.

    Financial Wellness Programs: Lessening Financial Stress

    Corporate financial wellness programs are designed to help your employees take control of their finances, so they can focus on what matters — at work and in their lives.

    The 3 Things Federal Employees Need to Know about their VCP

    While there has been a lot of political proposals and promises in the news during this 2016 election year, there is one potential budget change proposed by President Barack Obama for 2017 that may have a big impact to some federal government employees. It has to do with the little-known (and very beneficial) retirement program called the Voluntary Contribution Plan (VCP) which is available to Civil Service Retirement System (CSRS) employees.

    Protect Yourself from Identity Theft During the Holidays

    With the holidays rapidly approaching, we are consistently hearing a lot of our clients talk about the cyber security. Staying safe online in this digital world deserves our attention more than ever, especially during the holiday season.

    Why College Students Should Have a Health Care Proxy

    Preparing for college is an emotional rollercoaster for both parents and students alike. As a parent, you tend to concentrate on applying for financial aid, organizing for the upcoming tuition payments, and even transporting all of your child’s furniture/clothes.

    The Forecast for Black Gold

    There are a lot of opinions about the price of oil. Some experts are suggesting the price could plummet to $10 per barrel while others are making the argument for $150 or more. The correct answer is that nobody really knows. However, we can’t stop reading about the predictions.

    Wedding Financial Tips: A Survivor’s Guide

    It’s that time of year again: Wedding Season!

    The financial burden of putting-on, or even attending a wedding is something to think about. However, with proper planning, it’s possible to keep wedding costs under control! In this article, we hope to share a few financial tips so you can enjoy your day without depleting your savings.